The MyCashNow My Cash Card
MyCashNow makes it easy for our customers to get their quick cash loan. For a minimum processing fee of $5.00 added to your loan, it is now possible to have your money on the same day that your payday loan is approved. Note: (An additional $5.00 will be added to your card balance to cover the ATM fees. If the card is not used, the $5.00 goes right back towards your loan principle.) You won't have to wait overnight for your short term loan to be deposited into your bank account. With the My Cash Card, you can also check your balance online, 24 hours a day at no additional charge.
As part of MyCashNow's continuing effort to watch over our clients, we have set up a number for you to call if your card is lost or stolen. Please call 1-800-710-3909 if you are having problems with your My Cash Card.
MyCashNow also recommends making large withdrawals when using your card at an ATM. This will cut down on the amount of service fees you pay the card processing company. Cutting down on these fees will save you money and improve your overall financial bottom line.
Frequently Asked Questions
- How quickly can I receive my money?
Your fast cash loan is available to you shortly after you are approved.
- Is using the My Cash Card faster than a bank transaction?
Yes! Even on weekends, your money is available to you after you have been approved for a short term loan. Traditional bank accounts can be a slow process and generally take several days for money to become available.
- Where can I use my card?
You can use your My Cash Card like a debit or credit card at any of the locations where you would normally shop.
- When do I get my card?
After you have been approved for your first payday loan, MyCashNow will send you your own My Cash Card within 15 to 20 business days. Once your first short term loan has been paid back in full, you will then have the option to receive future loans deposited on your My Cash Card.
- What if the card is stolen?
Not a problem! All you have to do is call 1-800-710-3909 with your confidential PIN number and we will be more than happy to help you.
- How do I check the balance on my card?
MyCashNow has two easy ways to check the balance on your fast cash loan card.
- Go online to your account and click on the "Check my card's balance" link that is found under the My Cash Card area. This will show you the amount of funds that you have remaining from your payday loan.
- Or, for a small fee you can check your remaining balance by calling our automated system at 1-800-710-3909.
| CARD FEES
|
| ATM Withdrawal (USA only) |
$1.50 |
| POS Purchase - Declined Purchase |
$0.75 |
| POS Purchase - Domestic |
$0.75 |
| Re-Load of Funds |
$0.50 |
| Initial Load of Funds (Includes Account Activation) |
$0.75 |
| ATM Withdrawal (USA only) - Declined |
$1.50 |
| Balance Inquiry - ATM (USA only) |
$1.00 |
| Balance Inquiry - VRU |
$0.50 |
| Balance Inquiry - Internet |
(free) |
| Balance Inquiry - ATM Declined |
$1.00 |
| Monthly Account Charge * |
$2.50 |
| Account Inactivity Fee (monthly) ** |
$5.00 |
| Lost Card Replacement - Domestic inc. Priority Mail |
$20.00 |
| Card Liquidation Fee |
$10.00 |
|
* Charged each month once account is activated and continuing until account is closed. Cards will be automatically debited this amount on the 1st day of the month following the month the Card was activated.
** If the account goes 180 consecutive days with no activity, the account becomes inactive. This fee will be charged for each calendar month the account is inactive.
After nine (9) consecutive months with no activity or a zero balance, the account will be closed.
|
Read the Full Card Agreement
