Cash Advance Education and Resources

When a problem arises that your paycheck does not cover, take a moment to think about your options. If you were to take out a $100 personal loan with a $15 fee, how would that compare to other forms of credit? If you bounced a check, it could cost you anywhere from $35 to $54 in NSF/merchant fees. If you had a $100 credit card balance and paid it late, it could cost $37 or more. To reconnect a utility bill, the late/reconnect fee could be as much as $46. When you look at it this way, it’s easy to see how a cash advance could be a cheaper solution. For helpful education on cash advances and other payday loan information, see the resources below to learn more.

The Truth About Payday Loan APR Rates

You’ve probably heard about the high interest rates payday lenders charge, but are there any better alternatives to get quick cash? Payday lenders are known for APRs in the lower to upper hundreds, but are you really paying 500% interest or more on your loan? The answer involves taking a look at other lenders who perform a similar service and doing a little math. First, we need to understand what a payday loan is and how these online loans operate.
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How to Start Saving Money Now

Have you ever heard the saying, “saving for a rainy day?” Most people are familiar with the phrase but few actually put this wise quote into practice. A common misconception surrounding saving money is that there is nothing fun about it.
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Misconceptions About Payday Loan Customers

You’ve probably heard critics speak of the payday loan industry in unflattering terms. They say that payday loan companies prey on the poor and those who have no other options for borrowing money. Some claim that this industry takes advantage of people who don’t know any better. But these are broad accusations made without specific evidence to back them up. MyCashNow, on the other hand, knows exactly who our customers are, thanks to a demographic survey we conducted earlier this year—and the results should surprise the critics.
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Safe Online Lending

MyCashNow knows that online security is important. We value your privacy and make every effort to ensure your information remains secure.

From the moment you enter your personal information, we encrypt your data using Secure Sockets Layer [SSL] technology.

Your fast cash should be worry-free and we work hard to keep it that way.

NOTE: If you’re using a public or shared computer, we recommend that you DO NOT select the "Remember my ID" box.