What is an Advance Loan?

An advance loan is a short term personal loan that is intended to cover the borrower's expenses until their next payday.  Advance loans are usually taken out for a two week period and range from $100 to $1000.  An advance loan is recognized by many as being a convenient and private way to get a cash advance without the hassle of standing in line at a public payday loan office.  In addition, an advance loan with bad credit from MyCashNow offers the advantage of no intrusive credit checks, so there's no need to worry about a loan denial because of a poor credit history.  For most qualified customers, getting an overnight advance loan doesn't require any faxing, resulting in a quicker application processing time.

The advance loan application can be accomplished in one of two simple ways: the borrower can either fill out an easy online application by creating an account with MyCashNow, or they can call one of our friendly customer service representatives who can fill out a loan application over phone for them.  If you're approved for an advance loan before 4 PM PST or 7 PM EST, you should receive your overnight advance loan the next business day. 

Another great advantage of an advance loan is the convenience of easy online account management.  You can check your loan status or apply for another loan from home, work, or anywhere you have internet access.  There is no waiting for a loan office to open to speak with an agent.  Our customer service representatives are standing by 24 hours a day, six days a week to help you with your fast advance loan application and approval. 

Advance Loan Referral Program

MyCashNow offers THE BEST customer referral program incentive in the industry. Referring is one of the easiest ways you can make extra cash for spending or applying to your loan balance.  Here's how it works: when you fill out an account with MyCashNow, you will automatically be given a referral code which you can supply to a friend or family member.  Or if you already have an account, you can simply login, click the referrals button, enter a friend or family member's email address, and we'll do the rest!  If the friends and family you refer to MyCashNow are approved for an advance loan, you will receive a whopping $100 free and clear!  Let's say you refer 10 people and 5 of them get approved.  That's $500 straight to you, and all you did was share the great news about MyCashNow.com.  

Low Advance Loan Fees

Besides great incentives, you can expect some of the lowest advance loan rates in the business.  Whether you need extra cash for emergency expenses, debt consolidation, or leisure activities, you can be guaranteed that at $9.31 per $100 (APR) loaned, you're getting one of the most competitive advance loan rates available.

Please visit our Fees and Terms page and see for yourself just how affordable a personal loan from MyCashNow.com can be for our customers.  And remember, new customers get their first advance loan for 50% off the initial finance charge! 

Further Questions about advance loans?

For more information about advance loans please call our customer service representatives at 1-866-398-2274 or visit our FAQ page.

Advance loans are a convenient, private, fast, and easy way to get the money you need until your next payday.  Please call us at 1-866-392-2274 or go online and see for yourself just how easy it is to get an advance loan from MyCashNow. 

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