What is an Online Loan?

An online loan is a short term loan that is intended to cover the borrower's expenses until their next payday. Online loans are usually taken out for a two week period and range from $100 to $1000. An online loan is recognized by many as being a convenient and private way to get a cash advance without the hassle of standing in line at a public payday loan office. In addition, an online loan with bad credit from MyCashNow offers the advantage of no intrusive credit checks, so there's no need to worry about a loan denial because of a poor credit history. For most qualified customers, getting an overnight online loan doesn't require any faxing, resulting in a quicker application processing time.

The online loan application can be accomplished in one of two simple ways: the borrower can either fill out an easy online application by creating an account with MyCashNow, or they can call one of our friendly customer service representatives who can fill out a loan application over phone for them. If you're approved for an online loan before 4 PM PST or 7 PM EST, you should receive your overnight online loan the next business day.

Another great advantage of an online loan is the convenience of easy online account management. You can check your loan status or apply for another loan from home, work, or anywhere you have internet access. There's no waiting for a loan office to open to speak with an agent. Our customer service representatives are standing by 24 hours a day, six days a week to help you with your fast online loan application and approval.

Online Loan Referral Program

MyCashNow offers THE BEST customer referral program incentive in the industry. Referring is one of the easiest ways you can make extra cash for spending or applying to your loan balance. Here's how it works: when you fill out an account with MyCashNow, you will automatically be given a referral code which you can supply to a friend or family member. Or if you already have an account, you can simply login, click the referrals button, enter a friend or family member's email address, and we'll do the rest! If the friends and family you refer to MyCashNow are approved for an online loan, you will receive a whopping $100 free and clear! Let's say you refer 10 people and 5 of them get approved. That's $500 straight to you, and all you did was share the great news about MyCashNow.com.

Low Online Loan Fees

Besides great incentives, you can expect some of the lowest online loan rates in the business. Whether you need extra cash for emergency expenses, debt consolidation, or leisure activities, you can be guaranteed that at $9.31 per $100 (APR) loaned, you're getting one of the most competitive online loan rates available.

Please visit our Fees and Terms page and see for yourself just how affordable a personal loan from MyCashNow.com can be for our customers. And remember, new customers get their first online loan for 50% off the initial finance charge!

Further Questions about online loans?

For more information about online loans please call our customer service representatives at 1-866-398-2274 or visit our FAQ page.

Online loans are a convenient, private, fast, and easy way to get the money you need until your next payday. Please call us at 1-866-392-2274 or go online and see for yourself just how easy it is to get an online loan from MyCashNow.

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